BUYERS
BASIC HOME BUYING STEPS
Whether you’ve spent years saving and preparing to buy a home, or are unsure if you can afford it, the questions surrounding a house purchase can feel endless. You can find the answers - and peace of mind - by working with Ryan Ivie Sales Team at RE/MAX Associates, the industry leader in experience and service. Here are some tips to help you become your own landlord:
1. Hire a real estate professional. The first step is to select a professional to help you find your dream home and fine-tune your financial expectations. Working with a buyers agent is worth consideration since she is legally responsible for representing the buyer’s interest in a real estate transaction.
2. Shop for mortgage rates and terms. A difference of even half a percentage point can mean a huge savings over the life of a loan. For example, the difference in the monthly payment on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month. Over 30 years, that’s $12,600.
3. Prequalify for a loan. Your third step is to get prequalified, which determines how much you can afford. It allows you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and really can afford to buy the property.
4. Define your wants and needs. The next step is to create a realistic idea of the property you’d like to buy. What features are most important to you? Make two lists: one of the items you can’t live without and one of the features you would enjoy. Refine the lists as you house hunt. It is also helpful to search online to see what is currently available on the market. Your real estate professional can then show you houses that meet your expectations.
5. Visit properties. Now you’re ready to visit houses. Ask Ryan Ivie Sales Team at RE/MAX Associate to arrange showings, and keep track of the properties you’ve seen.
6. Know the features that help or hurt resale. In some areas, a swimming pool actually detracts from a home’s value and makes it harder to sell. In neighborhoods with two-car, attached garages, a single-car or detached garage may impact the home sale and future value. Ryan Ivie Sales Team your RE/MAX professional can point out features that hurt or help resale.
7. Rate the houses you tour. After touring each home, write down what you liked and didn’t like. Develop a rating system that will help narrow the field down. For example, pick the house you like best on day one and compare all other houses to it. When you find a better one, use the new favorite as the standard.
8. Make an offer. Once you’ve pinpointed your dream house, it’s time to get serious about the financial and contractual side of the purchase. Ryan Ivie Sales Team your RE/MAX Associate will be a strong advantage since you and the seller have different goals.
9. Arrange for a home inspection. After your offer is accepted, set up a home inspection. It’s common to find problems, including leaky roofs, cracked walls, insect infestations and foundation problems. Ryan Ivie Sales Team your real estate professional can help find a reputable inspector and will negotiate to get you the most for your money once the inspector’s report is final. If you negotiate repairs as part of the purchase, ask for a “walk through” before finalizing the paperwork. Ask Ryan Ivie Sales Team your real estate expert about home protection plans, which may save you money in the near future.
10. Close. Before your closing date, make sure you’ve made all necessary deposits and completed the paperwork - including mortgage, title, homeowners insurance and any other paperwork required by local or state governments.
Prepare for life in your new home. Before rolling out the welcome mat, consider some moving basics: arranging for an alarm company, turning on electricity, water and gas, cleaning or replacing the carpet, and notifying your local post office of your new address. The best time for renovations is often before you move in.
BUYER AGENCY
In the past, when you worked with an agent to buy a home, the agent almost always was employed by the seller. That means that while you and the agent may have worked closely together, he or she had a fiduciary responsibility to always act in the best interest of the seller. Now you can put the agent squarely and exclusively in your corner.
We can offer you the opportunity to have your own Buyer’s Agent. The concept is relatively new, extremely popular, and could save you thousands of dollars. If you wish, we would be pleased to serve in that capacity for you. It would mean that we would enter into an agreement in which we become your agent in your quest for finding a home. We would be responsible only to you—not the seller.
Testimonials
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The most impressive element of the experience was the level of effort we had from Ryan’s Business Manager Angela Romero. She really was our day to day contact and took care of most of all the business interactions we had with the team. Thank you Angela for taking such good care of us.
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- Zillow account: 02/06/2015 – philbert217
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Ryan and his entire team are amazing! They worked VERY hard to sell our condo and worked with us to find the perfect home to raise our baby girl in! I highly recommend Ryan and his team for your next sale or purchase.
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- Jordan Priestley
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Ryan and his entire team are amazing! They worked VERY hard to sell our condo and worked with us to find the perfect home to raise our baby girl in! I highly recommend Ryan and his team for your next sale or purchase.
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- Jordan Priestley
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Ryan’s team did a great job helping us sell our existing home as well as locate our lot and build our home. Very professional. Very accutely aware of local market. Very aware of our needs.
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- Zillow account: 08/29/2014 – cchristiansen71
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Ryan and his sales team were very personable, paid very close attention to detail, and were very professional. I would definitely use Ryan again in the future!
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- Brett Jackson
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Ryan is extremely knowledgeable in his field. He is personable, helpful and easy to work with. I enjoyed his experienced staff immensely, and had a positive experience with Ryan from start to finish. Given how terribly our buying and selling process was going prior to hiring the Ivie team... We are so pleased with how they turned things around for us! I would recommend him to anyone seriously looking to buy or sell a home.
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- Cassie Thomas
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Ryan and his team were great to work with. Ryan was able to negotiate a fair price for my home and we closed a week later.
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- Tamra Moore
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Hard working team
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- Jared Jensen
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I worked with Shawn of Ryan Ivie’s team. He only showed me houses within my price range, helped point out potential issues I could run into while also helping me price out potential upgrades. He negotiated a fair price for me on the house I picked. When I was under contract, I was kept well aware of where we were at in the process and it was painless as can be! I honestly appreciate all the leg work this team must have done to get me into my new home. I would use them again!
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- Angela Everett
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Ryan is a true professional. We had our house on the market for over a year with no bites. Within a matter of weeks with Ryan as our agent we had it sold. It was evident from day one he knew exactly what he was doing. I would recommend Ivie to anyone, especially for those with homes in the higher price ranges.
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- Casey Fisher
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Ryan Ivie is an expert realtor! Selling a home I loved was very difficult. Ryan and team made it so much better! Ryan is very professional, hard working and caring. I had many questions and concerns along the way. Ryan always took the time to take care of me. Many thanks Ryan, Angela,Toni & Braden! You are simply the best! ?
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- Cathy John Melville
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Ryan and team were on top of everything. Ryan in most interested in getting what you want out of your home. We sold for 20k over what we were originally thinking based on other comp. Ryan is legit.
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- Zillow account: 08/13/2014 – hua2718
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Ryan is extremely knowledgeable in his field. He is personable, helpful and easy to work with. I enjoyed his experienced staff immensely, and had a positive experience with Ryan from start to finish. Given how terribly our buying and selling process was going prior to hiring the Ivie team... We are so pleased with how they turned things around for us! I would recommend him to anyone seriously looking to buy or sell a home.
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- Cassie Thomas
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Ryan and his sales associates were very responsive and had good follow thru. He sold our home in one week. I have referred Ryan to several friends. We found him to be honest in his dealings with us and prospective buyers.
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- Zillow account: 08/11/2014 – jimbaker1616
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Ryan has our home sold in just two weeks - consistent showings, excellent follow through from all of his team members. They stay ahead of the process and we really appreciate that. Thanks - Outstanding Job - Ryan and Team!
Bill and Buffy
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- Bill O'Malley
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We had a great experience with Ryan and his team. He sold our home in two months which we had previously tried for 2 years by ourselves. Then he found us a great new home and the process was just smooth. We really enjoyed our experience and would recommend him to anyone.
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- Zillow account: 08/29/2014 – mark h8
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My property had been listed with another realtor without having a single person look at my home. Ryan came to look at my home, told me he was in the business of selling homes…not just listing them. He was sure he could sell my home in 30 days, and that is exactly what he did. He was professional and knowledgeable. The entire process, thanks to Ryan and his team, was pretty painless and quite easy. Ryan’s team was very responsive and attentive to me as a seller. I would highly recommend Ryan Ivie and his team if you are seeking to buy or sell a home.
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- Zillow account: 08/27/2014 – sheila344
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Ryan and his team did an excellent job selling our home very quickly, and for more money than we thought we could get out of it! They were very professional and easy to work with!
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- Jamie Daybell
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Ryan was outstanding to work with. He was extremely professional and easy to contact. Superb!!!
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- Buddy Briesmaster
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Ryan and Angela have been wonderful to work with. Sold our house very fast.. Thank you
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- Vicky Andreasen Draughn
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We have used the Ryan Ivie team four times now and have had a good experience every time! They gave us different options to pursue such as a short sell when there was not a lot on the market which ended up working out and got us into a better home than what we thought we could get at the time. Would recommend to anyone! Thanks Ryan and team.
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- Zillow account: 08/29/2014 – komputerguy
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Best TEAM ever to work with for many reasons! The whole team is always on the ball and completely knows Davis/Weber County market inside and out!
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- Kari Sheppard Webster
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Loved working with Ryan and his team! Will definitely use him again!
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- Chalee Sanchez Orison
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Ryan, Angela, and Rob have been so great to work with! Ryan sold our house quickly and Rob helped us find the perfect new house to move in to. We couldn't have done it without them! I will definitely be recommending the Ryan Ivie Sales Team to my friends who are planning on selling their homes this year! Thank you for all your hard work!
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- Erika Kusuda
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Ryan and his team absolutely delivered with the sale of our townhouse and the purchase of our new home. They worked with us and all of our million questions and really got to know us and found us our dream home. You guys made this stressed out couple feel at ease. Thank you guys!
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- Karin Toone
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Ryan Ivie is an expert realtor! Selling a home I loved was very difficult. Ryan and team made it so much better! Ryan is very professional, hard working and caring. I had many questions and concerns along the way. Ryan always took the time to take care of me. Many thanks Ryan, Angela,Toni & Braden! You are simply the best! ?
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- Cathy Melville
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Ryan is awesome! He listened to our needs and found us a home that fit our needs and desires. His whole team made the process quick and pretty pain free! We highly recommend Ryan for all your real estate needs!?
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- Michelle Hall
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Ryan and his team were great. They had a sign out in front of my house and it was listed on the mls the day after I called them. I had showings right away and my house is already under contract for the price I want in little over a week! That’s fast! Thank you!
Kathy
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- Zillow account: 08/09/2014 – katyaker
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Awesome agent! I met him a year ago and he has done a great job with my listings. If your an investor he is a great agent to use.
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- Scott O
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Ryan, Angela and the rest of the team were incredibly helpful in helping us buy our first home. Initially, the process of buying a new home felt daunting. However, the whole team made us feel at ease and always walked us through all of our options without pressure of selecting any in particular. They were very responsive and made the whole process feel very seamless. We definitely see why Ryan and his team are among the best realtors in Utah.
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- Alex Crowley
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Ryan and his Team were amazing. They had us under contract in three days. There was a hiccup where the buyer’s sell fell through resulting in our own sale falling through. Ryan was was there to offer assurance and expertise and we were back under contract in a week. Both times we received multiple offers. Ryan was excellent in negotiations and advice each time. His team manager, Angela was wonderful to work with – always keeping us current on everything. Ryan also gave us some great tips on inexpensive things we could do to maximize the appeal of the home.
He advertised he’s Utah’s top agent and the results backed it up. Thanks Ryan and Team.
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- Zillow account: 08/18/2014 – daybells
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Don't waste your time with anyone else, Ryan and his entire team are incredible! We listed our home through a discount brokerage and had very few showings over several months. We finally hired Ryan and our home was under contract in one week. They rock!!
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- Shannon Fuller
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We have worked with Ryan on several listings. If you wanna get top dollar and someone who knows their stuff, Ryan Ivie's your guy!
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- Chalee Orison
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Pleasure to work with the great Ryan ‘s team!!!!
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- Payal Navadiya
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Ryan team is an excellent and It was nice to work with team!!!
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- Nitin Navadiya
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Thanks for getting our house sold quickly! You did what you said you'd do!! A+++
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- Tracey Stevens
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We appreciated there team, and the way Ryan was willing to adjust the listing to fit our needs. The whole team and especially the office team for their attention to detail. We did not have to wait for a response to our questions or concerns.
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- Zillow account: 08/09/2014 – lhayes1941
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The real estate experience we had with Ryan Ivie and his team was outstanding. Ryan gets things done in a very professional and timely way and he provided the sound advise that was needed to get our home sold in a few short weeks (it had been on the market for 8 months before engaging Ryan). Ryan was attentive and his team was quick to provide feedback when there were showings of our property. I will highly recommend Ryan to my friends, family, and acquaintances.
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- Zillow account: 08/30/2014 – mswflint
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Ryan listed my home and it was sold in 2 weeks for just under my asking price. Thanks, Ryan. His assistant, Angela Romero, was a total joy to work with also.
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- Zillow account: 08/18/2014 – user196311
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Ryan sold our house and helped us buy our current home (wife's dream home). Ryan is by far one of the leading professionals in real estate. His knowledge of the market, as well as his ability to make things happen quickly, are second to none.
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- Kevin Charles
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Ryan was very helpful and aware of the current market availability and conditions. We closed quickly on our lot. We were happy to have his guidance through the process.
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- Zillow account: 08/27/2014 – john delynn
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We hired Ryan because after our initial meeting, we decided he was exactly the kind of agent we would have chosen to buy through. Ryan was always professional, knew the market, and was available anytime we needed to communicate with him. This was our first time selling a house and it was a great experience.
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- Zillow account: 02/12/2015 – terielaird
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Ryan is a stand up guy. He works hard for his clients and his family. I've known this man for over 10 years. I would recomend him to anyone.
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- Ray Werner
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Ryan is an icon and his team is amazing. They made selling our house super fast and frictionless. Using his vans and trailers for free was super helpful too! This guys knows how to sell a home!!
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- Matt Feil
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Are you looking for a realtor who really cares about you and about selling your house? If so, Ryan is your man! Many realtors just want to list your home and then sit back and watch it gets sold by someone else. They put no effort into selling your home. This is not the case with Ryan. He is truly interested in selling your home for you at a fair price and in a timely manner. He is not above coming and doing open houses at your home himself. He will give you truly good advice on selling your home and is extremely fair. His office staff and the team who work with him are all wonderful people. The main thing I love about his team is that they keep you informed on everything that happens concerning the sale of your home. Ryan has sold several homes for me and I would highly recommend him.
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- Annette Herbert Kimball-Hemsley
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We have had a great experience with Ryan and his team. He took the time to make sure we got what we wanted going into the deal and he and his team followed through to the end. Our house sold very quickly and his advice was key to making that happen. We highly recommend Ryan Ivie for any of your real estate needs!
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- Joshua Prince
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Hire your friend, hire your neighbor or if you want to sell your home hire Ryan Ivie & Team. Ryan provided great information on how to prep home for sale. After completing suggested upgrades we were able to attract sufficient number of buyers to make a sale. Ryan and team were professional, not pushy and kept you informed. I would definitely recommend Ryan Ivie and Team.
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- Zillow account: 02/10/2015 – samsonstrap
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Ryan was amazing through the whole home-buying experience. He is so detail oriented! Ryan helped us through every aspect of the buying process. We really appreciate his commitment to excellence.�
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- Leann Fredrickson
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Ryan helped us find a great home and we’re excited about the deal he negotiated for us. Great guy, and easy to work with. I would highly recommend him. We were referred to him by a friend and they had a great experience as well.
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- Zillow account: 08/27/2014 – kentecoleman
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Superb real estate professional! Interviewed several agents from four different major agencies. Ryan Ivie came prepared, was able to answer all questions with precise figures/numbers, and kept his promise to sell home QUICKLY FOR my ASKING PRICE (due to short notice job relocation).
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- Zillow account: 08/10/2014 – chmclrctn1
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We were grateful for Ryan’s personal service, desire to find us what we wanted and honest advice. He and his office staff were prompt to handle every question or concern. We would recommend him to anyone.
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- Zillow account: 08/15/2014 – nielson500
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Ryan Ivie got our condo sold in a timely manner. We liked working with him so much that we decided to use him to help when we purchased our next home. He was pleasant, professional, and got the job done.
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- Zillow account: 08/28/2014 – nattyhincks
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We had originally started with another agent and had less than stellar service. We switched to work with Ryan and his team and it was fantastic. Had offers within a week and it was a great experience. I'd recommend him to anyone.
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- Ben Fuller
Wasatch Front Regional MLS - Salt Lake Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties
